Bendigo and Adelaide Bank Limited

Bendigo and Adelaide Bank Limited, Bendigo Bank, Sandhurst Trustees, Bendigo Bank Community Foundation and Leveraged provides retail and business banking services to customers across Australia. The financial institution offers transaction and savings accounts, home loans, personal loans, credit cards, insurance, investing services, and financial advice. Customers can access these services through physical retail branches, digital online banking platforms, and telephone-based support. The business model operates under a Community Bank retail branch format. Franchisees act as authorised representatives and credit representatives of Bendigo and Adelaide Bank Limited under Australian corporate and credit regulations. While franchisees manage the daily operations of these storefronts, all customer transactions are conducted directly with the relevant corporate entity. Franchisees are restricted to promoting and selling approved brand products, with a model that incorporates reinvesting profits back into local communities. Founded in 1998, the network has grown to include 414 units in Australia. The parent organisation is an Australian Securities Exchange-listed company that services retail and business banking clients.